OUR FOCUS
Finding and addressing big tax problems.
SWG is an advanced planning firm that solves large tax-oriented problems for those that are self-employed, business owners, high or ultra-high net worth. SWG dwells in three specific areas of focus, including Advanced Qualified Plan Design, Seasoned Money Strategies & Exits, and Premium Financing.
Business
Owners
SELF
EMPLOYED
HIGH
NET WORTH
ULTRA-HIGH
NET WORTH
Our Vision
To protect the well-deserved spoils of America’s hard working business owners, entrepreneurs, and industry leaders.
Our Mission
Shepherd Wealth Group is an advanced planning firm that maintains a tax efficient focus in all areas of expertise, not just by life but intergenerationally as well.
SWG exclusively dwells in the self-employed, high and ultra-high net worth communities, with a special focus on absolute returns through large annual income tax reduction.
At SWG the goal is to accumulate significant wealth in the most tax friendly environment possible throughout life, all while protecting that level of wealth so that it may pass on in the same efficient manner for those to come.
As the tax legislative environment is ever-changing, this perspective continues to give their clientele what they desire most: CHOICES. At SWG every client is uniquely different from one another and is handled with this in mind rather than the industry standard “fit in a box” approach.
This style of handling allows for true education and evolution which leads to real understanding. SWG believes in both a well-educated client and advisor. This is because education leads to mutual trust and mutual trust can lead to growth.
This mentality allows clients and their advisors to reach their maximum potential and pursue the next level in both their lives and businesses respectively.
Advanced Qualified Plan Design as TAX StructureS.
The Shepherd Way
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Review of tax driven legislative history in qualified arena
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Explanation of the custom vs prototype plan space. “Is your plan working for you as an owner, not just as an employee benefit plan? It should be.
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There is nothing binding nor any monetary commitment to exemplify what can be done per current legislation within the custom space
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Gather census data/wish list
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Present current possibilities vs existing plan structure
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Educate additional advisors of importance (CPA, Wealth Advisor, Attorney, etc)
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Re-design to ideal wishes, annual cash flow, tax exposure
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Settle on final, ideal design
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Gather personal client financials & information
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Request medical records
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Order onsite medical appointment
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Schedule medical phone interviews
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Receive carrier offer
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Bind & accept carrier offer within 2-4 weeks (either annual or monthly)
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Retain actuary
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Gather personal & business tax returns
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Create plan trust documents
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Enroll/Takeover 401k Platform
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Open additional plan accounts
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Accept monthly, quarterly, or annual funding of remaining assets (after insurance) up to the 3/15-4/15 tax deadlines or 9/15 deadline if on extension
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Deployment of asset strategies for plan contributions
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Spearheading of communication with additional advisors
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Facilitation of annual census data (demographic changes)
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Facilitation of annual client wishes/cash flow/tax exposure needs
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Facilitation of annual PS58 costs to CPA’s
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Facilitation of year-end values to Actuaries
Our Advanced Planning Specialists
At SWG, our team of Advanced Planning Specialists exist for the sole purpose of providing white glove service to every one of our relationships. This elite experience is a non-negotiable requirement for all members of the team. SWG prides itself on a culture of specialty knowledge, integrity, and humility, which is the backbone of our overall experience.
Client Experiences
Their Statement
Their Story
“The best part of working with Joe and [Shepherd Wealth Group] is that they actually care. They care about you, your family and your business. They want you to succeed.”
Kuldeep Madan | Madan + Associates: Founder
I was referred to Joe by several high-value colleagues and they all bragged about the incredible work he had done for them. Our first meeting was lunch and since I am a get-to-the-point kind of person, I simply asked him to tell me what he could do for my family and me.
He asked me some demographic oriented questions and was able to estimate a potential seven-figure deduction within just a few minutes. I told him if his estimate was accurate, I would do it. It was accurate to just within $25,000. This was pretty impressive, given that it left a 2% margin of error.
The best part of working with Joe and his team isn’t that they are smart and patient, rather it is that they actually care. They care about you, your family and your business. They want you to succeed. They work to empower you to gain efficiency within your life. I look forward to working with Joe and his team for years to come.
Kuldeep Madan has been a client of Joseph Gaglio since 2019. Kuldeep Madan was not compensated for his testimonial.
“The team at Shepherd is made up of your most honorable, humble, advanced consultants....They have helped reduce my personal taxes through their creative planning strategies for many years.”
Jeff Chiulli | The Diamond Mine: President & Owner
In my opinion, they are the best in the business, plain and simple. The team at Shepherd is made up of your most honorable, humble, advanced consultants and their skillset is bar NONE. Their genuine care for me, my family, and my business is always on display. The white glove service, as well as their education in this space has felt right from the very beginning. They have helped reduce my personal taxes through their creative planning strategies for many years and will be my team far into the future.
Jeff Chiulli has been a client of Joseph Gaglio and Connor Chiulli since 2016. Jeff Chiulli was not compensated for his testimonial.
“Joe and Steve have saved me from tremendous personal income tax exposure over the last 8+ years. They continue to guide me with my estate and the evolution of my firm.”
Gerarda Rella, Esq | Rella & Associates: Founder, Managing Attorne
Joe and Steve have saved me from tremendous personal income tax exposure over the last 8+ years. They continue to guide me with my estate and the evolution of my firm. I value their advanced nature, as they are always looking out for my best interest and bringing new tax efficient strategies to the table.
Gerarda Rella has been a client of Steven Stern & Joseph Gaglio since 2015. Gerarda Rella was not compensated for her testimonial.
“As our business grows and evolves, Shepherd Wealth Group has consistently stayed ahead of the curve with state-of-the-art planning strategies.”
Anthony Saladino | Kitchen Cabinet Kings: President
I’ve had the privilege of working with Steve and Joe for many years now. As our business grows and evolves, they have consistently stayed ahead of the curve with state-of-the-art planning strategies and always have helped us to mitigate all levels of taxation along the way. We look forward to continuing this relationship as we know they will always have our best interest in mind.
Anthony Saladino has been a client of Steven Stern & Joseph Gaglio since 2016. Anthony Saladino was not compensated for his testimonial.
“If it weren’t for Steve taking the time to educate me on my options within qualified plans, to work for both my tax needs and as a benefit for my employees, I most likely would have just passed on the concept...I am very grateful for his ongoing education and expertise.”
Anthony Maucieri | East Hill: Founder & President
If it weren’t for Steve taking the time to educate me on my options within qualified plans, to work for both my tax needs and as a benefit for my employees, I most likely would have just passed on the concept. In hindsight, I would have regretted that decision. I am very grateful for his ongoing education and expertise.
Anthony Maucieri has been a client of Steven Stern & Joseph Gaglio since 2021. Anthony Maucieri was not compensated for his testimonial.
The testimonials provided may not be representative of the experience of other clients and are not indicative of future performance or success. Any discussion of taxes is for general information purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.